Cleveland Clinic Lerner College of Medicine

of Case Western Reserve University

Tuition/Financial Aid > Determining Need

Tuition/Financial Aid

Determining Need

Financial need is the difference between the cost of attending CCLCM for one year (tuition, fees and cost of living) and your and your family’s resources to apply toward that cost. The Director of Financial Aid makes awards that equal this determined need. When this award is added to the resources expected from you, your family and other outside sources, you can meet the basic cost of attendance.

Your resource calculation is estimated using the principles recommended by FAFSA (Free Application for Federal Student Aid) and in accordance with federal government guidelines. You may borrow your expected contribution.

Plan Ahead
Discuss your situation with parents and other family members. Make a realistic budget that minimizes the amount of money you need to borrow. Be sure to think beyond the first year.
Student’s Contribution

Your contribution is based on savings and earnings shown as resources on the application for aid. If you have substantial savings accumulated for medical school, divide this amount by five years to determine the resource for each year. Note this amount on the application, and alert your Financial Aid officer. 

Your earnings should be a reasonable estimate; do not overestimate them. Always use the net figure after taxes. Incoming medical students will be expected to contribute at least $1,500 for the first year.



In the early part of the coming year, a budget guideline is determined for all incoming and registered students. The school considers costs for tuition, required fees and insurance, lodging, food and modest personal expenses based on full-time enrollment. These budgets should be ample to cover students’ needs. 

Health Insurance
All medical students are required to be covered by an adequate hospitalization plan. You are responsible for evaluating the student health plan to be sure it meets your needs. If it does not, you must enroll in a healthcare plan that provides adequate hospitalization coverage.

Health insurance rates for the current year are sent to you from the Office of Admissions. Direct your questions to University Health Service at 216.368.2450.
You Can Appeal

Know you can appeal your financial aid award by submitting a letter of appeal to the Financial Aid Office. State the reason for the appeal and the amount requested, and document the unusual circumstances necessitating the appeal. If appealing a charge on the tuition and fees bill, submit a letter of explanation to the Bursar's Office. If you are not satisfied with an appeal decision, you have the right to further discuss your situation with the Director of Financial Aid or the Associate Dean of Admissions and Student Affairs.


The calculation of your resources is estimated with the principles recommended by the Free Application for Federal Student Aid (FAFSA); these principles in turn are in accordance with Federal Government guidelines. Students can borrow their expected contribution.